body, div { margin: 0px; background-color: #ffffff}
body, div, td { font-family: "New York", "Times", serif; font-size: 12px; color: #000000}
a { color: #333333}
a:hover { color: #000000}
a.visited { color: #666666}
.pg_head { background-color: #999999} 
.nav_top { background-color: #666666; font-face: verdana, sans-serif; font-size: 10px; font-weight:bold; color: #ffffff; v-align: bottom}
a.nav_top { color: #ffffff; font-weight:normal; text-decoration: none}
a.nav_top:hover { text-decoration: underline}
li { margin-bottom:10px}
select { font: 9pt geneva, sans-serif; color: #000000}
.input { font: 9pt geneva, sans-serif; color: #666666}
.grid { background-color: #666666}
.tbl_head { background-color: #999999; color: #ffffff; font-face: verdana, sans-serif; font-weight: bold}
.tbl_row { background-color: #ffffff}
.label { background-color: #ffffff; color: #000000; font-family: Arial, sans-serif; font-size: 12px; font-weight: bold}
.note { font-size: 11px}
.policy { font:9pt Courier}